Live — UAE · KSA · Pakistan

The ERP that thinks
with your business

One platform for accounting, AI, and B2B trade. Built for Gulf SMEs — compliant with UAE FTA, KSA ZATCA, and Pakistan FBR on day one.

Start for free → See a live demo
AED 2.4B+
Invoices
processed
7
GCC
countries
< 30 min
Setup
time
Free
E-invoicing
always
ZAKI · AI CFO
How are we doing this quarter?
Revenue is up 22% vs Q2 at AED 1.84M. Your top risk: AED 183K overdue from 4 clients. Want me to draft collection reminders?
AED 1.84M
Revenue
↑ 22%
AED 183K
At Risk
4 clients
91%
Collection Rate
↑ 3%
Recent ZATCA-cleared invoices
Gulf Chemicals LLC
✓ Cleared AED 42,800
Riyadh Logistics Co
✓ Cleared SAR 18,600
🇦🇪UAE
🇸🇦Saudi Arabia
🇶🇦Qatar
🇰🇼Kuwait
🇧🇭Bahrain
🇴🇲Oman
🇵🇰Pakistan
🇦🇪UAE
🇸🇦Saudi Arabia
🇶🇦Qatar
🇰🇼Kuwait
🇧🇭Bahrain
🇴🇲Oman
🇵🇰Pakistan
AED 2.4B+
Invoices Processed
7
Countries
1.5%
Marketplace Fee
Free
E-invoicing Always
Platform

Three products. One login.

Fully integrated from day one — no middleware, no data silos, no extra charges.

ذ
AI Agent

ZAKI — Your AI CFO

Ask about cash, receivables, forecasts — in Arabic or English. ZAKI connects directly to your ERP and answers in seconds.

What's our burn rate?
Your monthly burn is AED 124K, down 8% from last month. At current cash of AED 890K you have 7.2 months runway.
Try ZAKI free →
⬡
ERP

Mumtaz ERP

Complete business management — accounting, CRM, inventory, HR, payroll. GCC-ready out of the box.

UAE FTA KSA ZATCA FBR Pakistan VAT Returns Payroll WPS
Explore ERP →
⟁
B2B Trade

B2B Marketplace

3,400+ verified Gulf suppliers. Send POs directly from your ERP — invoices sync back automatically.

Verified Network 1.5% Fee Trade Finance Auto-sync
Browse suppliers →
E-Invoicing

Every GCC market covered — included free, forever

Stop paying extra for compliance. Mumtaz submits directly to UAE FTA, KSA ZATCA Phase 2, and Pakistan FBR — with QR codes, XML generation, and real-time clearance status built in.

UAE FTA KSA ZATCA Phase 2 Pakistan FBR UBL 2.1 FATOORA QR
Al Khalij Trading LLC
INV/2026/05/0071 · May 12, 2026
✓ Cleared
Consulting Services · 3 hrs SAR 9,000
Software License SAR 12,000
VAT 15% SAR 3,150
Total Due SAR 24,150
▦
B2B Marketplace

Find the right supplier, send a PO in two clicks

Browse 3,400+ verified GCC businesses. When you place an order on Mumtaz Marketplace, the PO lands in the supplier's ERP instantly — no emails, no PDF attachments, no chasing.

Verified Suppliers Direct PO Sync 1.5% Fee Trade Finance
Supplier search results 3,400+ verified
Al Badr Industrial Supplies
Industrial · Dubai, UAE
✓ Verified AED 18/unit
Riyadh Logistics Co.
Wholesale · Riyadh, KSA
✓ Verified SAR 22/unit
Karachi Manufacturing Ltd
Manufacturing · Karachi, PK
✓ Verified PKR 2,400/unit
Grow with us

Your business or your platform

Use Mumtaz to run your operations, or white-label it and offer it to your customers.

For Your Business

Run everything from one place

Accounting, sales, inventory, HR — plus AI and B2B trade. Compliant across GCC from the start.

  • ✓
    Free e-invoicing (UAE, KSA, Pakistan)
  • ✓
    ERP: accounting, CRM, inventory, HR, payroll
  • ✓
    ZAKI AI Agent — 24/7 answers
  • ✓
    B2B Marketplace access
  • ✓
    14-day free trial, no card needed
Start free →
For Partners

White-label Mumtaz for your clients

Banks, free zones, chambers, and enterprises: deploy a fully branded ERP + AI platform with your logo, domain, and pricing.

  • ✓
    Your brand, your domain — clients never see Mumtaz
  • ✓
    Set your own pricing per module
  • ✓
    Full ERP + ZAKI AI + Marketplace for clients
  • ✓
    Real-time revenue dashboard
  • ✓
    Dedicated partner success team
Apply for partner access →

Ready to simplify your business?

Join thousands of Gulf businesses running on Mumtaz. Free to start, paid when you scale.

Get started free → Book a demo
No credit card required Free e-invoicing forever Cancel anytime